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MESSAGE TO OUR MEMBERS RETIRING FROM THE POST OFFICE:

First of all, congratulations on your retirement from the Post Office! You have arrived at a very important milestone in your life! You can now stop living to work and now begin working to live!

We also want to thank you for being such a loyal member of Post Office Credit Union of Maryland, Inc. and remind you that retirement from the Post Office does not affect your membership eligibility with the Credit Union. Once a member, always a member!

In order to transition smoothly into retirement, for your convenience, we've added an OPM direct deposit form online for you to update your allotments through OPM. This will allow you to continue your automatic savings, loan payments or other deposit accounts at the Credit Union.

You can fill out the form and send it to OPM or call them to update your allotments. You will need the Credit Union's routing number: 252076578 followed by your account number. Do not put any dashes in between your account number. If your account number is: 123456-016, write it down as 123456016.

Continue to allow Post Office Credit Union of Maryland to pave the way to firm financial standing with our quality products and superior services. Our friendly staff will be more than happy to assist you with any questions or concerns you may have. Call us at 410-727-5469, Monday - Friday 8:00am - 4:00pm or visit us online at www.pocumd.org any time.

Once again, congratulations on your retirement and be sure to make good use of your membership with Post Office Credit Union of Maryland, Inc. Why not share your secret? Membership is available to all family members also! Open an account for your spouse, your children, your grandchildren or any other family member. The entire family is welcome at the Post Office Credit Union of Maryland, Inc.

OPM Direct Deposit Form

Note: There is no limit on the amount you may deposit into any of your accounts.

Annual Meeting Announcement

The 81st Annual Meeting of the Post Office Credit Union of Maryland will be held on Wednesday, April 21, 2010, at Heritage Parkville Gardens, which is located at 7631 Harford Road, Parkville, 21234 in the Parkville Shopping Center. The doors open at 6:30 pm with the business meeting beginning promptly at 7:00 pm.

Any member interested in running for the Board of Directors, who meets the State of Maryland's qualifications, passes both background check and a credit review, and has been a member of the Credit Union for five consecutive years, please contact Lisa J. Postlethwait, President and CEO, at the Credit Union immediately for the candidate qualifications and background filing forms. The cut-off for filing these forms will be noon on Monday, January 25, 2010.

In the event that the number of board nominees submitted is the same as the number of board positions to be filled, then the election will not be conducted by ballot. Instead, the open board positions will be filled by the equal number of nominees. At no time, will nominations be accepted from the floor. The closing date for submitting nominations by petition, will be Friday, March 5, 2010.

All members received a letter in the mail early January 2010 with details about our 81st annual meeting. For forms or questions, please contact Lisa J. Postlethwait at (410) 727-5469.

Here's why you should join Post Office Credit Union of Maryland:

• We are focused on people, not profits. POCUMD operates by a "people helping people" philosophy that is hard to find at many other financial institutions.
• Our credit union exists to serve people - including people of modest means.
• As a not for profit institution, POCUMD offers better rates on loans and deposit accounts.
• As a member of our credit union, no matter how much money you have on deposit, you have an equal voice in how your credit union should be managed.
• Financial education is available to all members. POCUMD's goal is to help members become better educated consumers of financial services.
• Joining POCUMD is easy. Open an account today and you will automatically open the door to great affordable services and customer care for life.