Main

See What's New by clicking here.
Last Updated: 10/09/2008.

Search for certified used cars online with Enterprise Car Sales

Start Financial Independence Training Early

Achieving economic prosperity is difficult. It’s especially hard for young people who’ve never learned to manage money. Post Office Credit Union of Maryland is ideally positioned to respond, because we believe in the power of education.

As part of our effort in promoting financial literacy among young people, we have introduced an interactive tool online called Googolplex. It’s designed for kids of Elementary – Middle and High school age. Googolplex offers tools, tips and lots of fun games and stories on how to become financially independent.

We’re here to help you launch your youth toward financial independence.

Join the credit union – open a savings account for each child in your family. As soon as your children can write, have them fill out deposit and withdrawal slips. Guide your teenagers through using a debit card and balancing a checkbook.

Share information – Include your children in your household finance discussions. Show them how to budget income and expenses. As their skills improve, give them challenges – such as finding a better cell phone plan, calculating the total monthly cost of owning a car or sticking to a budget at all times.

Coach your children – Remind them to ask for help when they need it and turn to Post Office Credit Union of Maryland when you want help. Our tradition of service and philosophy of self-help makes Post Office Credit Union of Maryland a natural partner in pursuing financial security.

Mark your calendars for National Credit Union Youth Month starting April 26, 2008. Our theme for 2008 is “Got Green? Grow it at Your Credit Union.” We will have a drawing, great prizes and incentives for our youth.

Get your IRA back on track

Individual Retirement Accounts (IRAs) keep your money working for you by allowing any earnings the opportunity to grow on either a federally tax free or tax-deferred basis. These tax advantages allow IRAs to compound more quickly than taxable accounts. This means more money for you in retirement.

At Post Office Credit Union we offer Traditional IRAs, which allow any earnings to grow tax-deferred and contributions may be tax-deductible.

On January 1, 2008, Americans will be permitted to contribute more than ever to their individual retirement accounts. 2008 marks the first year qualifying IRA owners may contribute up to $5,000 to a Traditional IRA or Roth IRA.

IRA owners who are age 50 or older by the end of 2008, can contribute and additional $1,000.

This is a great opportunity for you, whether you are just starting to save, or to get your existing retirement goals back on track. Contribute the maximum of 5,000 for the 2008 tax year. The earlier you contribute, the longer your money has to work for you.

You have until the 2007 tax deadline (April 15, 2008) to contribute to your IRA for 2007.

Come in today and start saving for a better tomorrow!

The Perfect Gift

Finding the perfect gift just got easier with Visa Gift cards.

The Visa Gift card is a prepaid card that can be used at millions of locations where Visa debit cards are accepted, including retail stores, online merchants, and mail and phone orders.

Safer than cash and it can be replaced if lost or stolen
Provides the same protection and security features you’ve come to expect from Visa
Valid for 18 months after purchase date
Can be loaded from $25.00 - $500.00
Fee for purchasing a Visa Gift card at Post Office Credit Union of Maryland is $7.95

Visa Gift card is a great choice for holidays, birthdays, weddings and all gift giving occasions. The recipient can use the Visa Gift card to buy whatever they want and whenever they want.

Give the perfect gift for any occasion! Stop by Post Office Credit Union of Maryland today!

Your credit union wants you to make the right financial decisions. Let us help you by taking advantage of one of our many tools such as the Anytime Adviser. The Anytime Adviser is an interactive coach to help you learn and be more informed of your financial decisions. Click on the the image to get started.

FIND A SURCHARGE-FREE ATM!

You will never pay a surcharge again when you use your Post Office Credit Union of Maryland’s ATM Card at any of over 32,000 ATM’s nationwide with over 900 ATM’s in the Baltimore area all within the Allpoint ATM network. One in 12 of all ATM’s in the

U.S.

is in the Allpoint network, making it the largest ATM network in the country.

Use your card at any ATM displaying the Allpoint logo to access your POCUMD account 24 hours a day. Enjoy an unlimited number of surcharge-free transactions. Withdraw from your savings or checking account or perform balance inquiries on your accounts.

Our ATM cards have a new look to them now. If yor ATM card does not look like this, giving us call or stop by and let us replace yours for a new one FREE of charge!