Fees and Disclosures


ATM Fees* Amount in $ Description
ATM Transaction Fees $2.00 Per withdrawal
ATM Inquiry Fees $1.00 Per Inquiry
ATM Cards $10.00 To replace lost or stolen card
ATM PIN replacement Fees $7.50 To replace lost PIN number
ATM Overdrawn Account $40.00 Per Item
Invalid ATM Deposits $100.00 Each
Account Fees*
Below Minimum Balance Checking Fee $9.00 Per month - No Fee for SharePLUS Accounts
Overdraft Protection Fee $6.00 Each
NSF Fees $40.00 Each
Returned Deposit Fee $15.00 Each
Stop Payment Fee $30.00 Each
Overdraft Fee $40.00 Each
Canceled Check Copy / Check Look-up Fee $10.00 Each
Check Printing Fees Prices vary depending on style
New Membership Processing Fee $0.25 At initial opening of membership account
SharePLUS Monthly Maintenance Fee $5.00 Per Month
Early Closeout Fee - Before 90 Days $10.00 Per Account
Christmas and Vacation Club Fees*
Account Withdrawal Fee $30.00 Per withdrawal
Other Service Fees*
Account Reconciliation $35.00 Per hour ($35.00 Minimum charge)
Verification of Deposit $20.00 Each
Loan Late Fees $30.00 Payment made 10 or more days late
Copies of Statements & Account Histories $5.00 Per page
Bank-to-Bank Incoming Wire Transfers Free Domestic wires only
Bank-to-Bank Outgoing Wire Transfers $30.00 Each
Dormant / Escheat Fees $20.00 Per month charged after one year
IRA Transfer Fees (to another institution) $25.00 Each
Garnishments / IRS Levies / Attachments / Liens $100.00 Each
Counter check made payable to 3rd Party $1.00 Each
Returned Statements Fee $5.00 For each statement returned by USPS

*Effective September 1, 2020